Posted by Credit Analyst Job Description
This Credit Analyst job description template is optimized for posting on online employment boards or careers pages. Also, it can be easily modified to meet your company’s needs.
Credit Analyst responsibilities include:
- Evaluating the creditworthiness of current and also prospective consumers.
- Examining individual financial transactions as well as credit history.
- Performing ratio, trend, and cash flow analyses, as well as developing projections.
Job Brief
We seek a qualified Credit Analyst to determine the creditworthiness of our customers. Thus, by analyzing financial data, you will evaluate the likelihood that a creditor will fulfill their financial obligations.
Responsibilities
- Evaluate the creditworthiness of existing and potential customers.
- A case-by-case review of financial transactions and credit history (e.g., applications, statements, balance sheets, etc.).
- Perform ratio, trend, and cash flow analyses as well as develop projections.
- Provide an accessible and informative multidimensional analysis of the investment outlook.
- Determine in detail the risk level involved.
- Perform thorough data analysis and generate objective reports.
- Regularly monitor compliance with loan terms.
- Follow credit policies and also guidelines.
- Continually monitor the integrity of the corporate asset portfolio.
- Draft credit information models that can predict trends and patterns.
Requirements and Skills
- Proven track record as a Credit Analyst.
- Competence with statistical and financial applications.
- Current legal, compliance, and market risk issues.
- Capability to analyze cash flow, leverage, collateral, and also client strength.
- Excellent communication and presentational abilities.
- Rational judgment.
- Bachelor of Science in Business, Statistics, or a cognate.
Salary Range
The average monthly salary for Credit Analyst jobs in Malaysia ranges from RM 3,900 to RM 6,300.
Post this Credit Analyst job description ads through Jobstore.com today!
Anisa is a writer who focuses on career and lifestyle topics in an effort to motivate both job searchers and employers towards greater fulfillment in their professional lives.
Reach me at anisa@jobstore.com.